Showing posts with label Save Money. Show all posts
Showing posts with label Save Money. Show all posts

Monday, 1 June 2015

15 TRAVELLING HACKS TO SAVE MONEY ABROAD

Travelling abroad is an incredible experience. Not too many people would pass up the opportunity to explore new places and the wonderful experiences they offer. But as awesome as the experience is, it does come with its own kind of stress. At the end of the day, money does have a big say on what you can or cannot do. But don't sweat it, here are a few travel hacks that help relieve some of your monetary problems:

1. Don't look for hotels. Instead, try booking a Homestay. Staying with a local family helps you get to know the place and the people better and it'll save you A LOT of money.

 





2. Roll your clothes instead of folding them. This will save you acres of space. And less space means less bags which means you won't be charged for excess baggage . You wouldn't want to start your journey by paying a fine of almost a $100.

 



 

3. Traveling abroad with your Indian number can be quite an expensive affair. That's why international sim cards like Matrix are a better option. Make and receive free calls with great data packs that let you use Google Maps and WhatsApp without worrying. The best part of these cards is that, you can always settle your bill once you're back home! 

 




4. When buying your flight tickets, always book a round trip, in advance. Don't ever book two different flights. Round trip fares are much cheaper than single trip ones.

 





5. Also, clear your cache or turn on the incognito mode before visiting any airfare website. Usually, most of the websites drop a cookie in your browser which is later used to increase airfares when you are searching for the same destination repeatedly.

 





6. A great way to save money is by buying the currency before travelling. Using your credit card overseas may seem like an easy option but most banks charge a fee for converting the forex. So unless the conversion rate one a particular day is exceptionally low, always use cash instead of card.

 





7. If you want to book some show or concert ticket in the country you are traveling to, I highly recommend you download a Google Chrome plug-in like this, which allows you to use a proxy server. Switch to a proxy server of the country you are traveling to and book your tickets.I guarantee you will get them slightly cheaper.

 





8. Did you know that some countries allow you to collect a tax refund on all items that were a part of your retail therapy? Just make sure all your bills are intact and while re-entering the country, check at the airport if your purchases are eligible for a tax refund.




9. Try to travel in the off season. Apart from being almost 50% cheaper, travelling off season also eliminates the extra crowd! Need I say more?

 





10.  Be flexible with your traveling dates. If your hotel and airfare are going a little over your budget, toggle with the dates a bit and book something that suits your pocket. Also, avoid booking on a holiday or over a weekend, the rates are usually the highest during these times.

 





11.  Carry your ID card because many museums and amusement parks offer student discounts. So, if you still have a student ID you can save tons of money.

 





12. Avoid using taxis and embrace public transport. You can save a lot of money on commuting by purchasing a bus or a tube pass. Buy one that lasts you for the entire time of your holiday and you can be sure, you will have some extra money for other things.

 





13. If you're looking to get tipsy, purchase your alcohol from the duty free shop instead of ordering it in a restaurant. At any given restaurant, a cocktail or a whiskey-water costs approximately Rs. 800. Drinking your travel money away is never a good idea.

 





14. If you are a shopping buff, you can always shop online a few days before and have your loot shipped to your hotel or Homestay address. The biggest advantage of shopping online is that you get some killer deals which are usually not available in the store. 

 





15. Use your credit card points to get discounts on flights and hotels. Most banks have a tie up with various hotels and airlines. The points you collect on your card can be redeemed for cash discounts on various bookings. If you have collected points and don't know what to do with them, use them for your travels!

 

















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Thursday, 17 July 2014

65 Websites to Help You Save Money

Blogs
1. GetRichSlowly.org — Personal finance that makes cents.
2. IWillTeachYouToBeRich.com — Learn to automate your money and make more.
3. MoneySavingMom.com — Helping you be a better home economist.
4. TheSimpleDollar.com — Financial talk for the rest of us.
5. WiseBread.com — Living large on a small budget.


Budgeting and Personal Finance Tools
6. AnnualCreditReport.com — Get your free credit score.
7. BankRate.com — Compare mortgage rates, credit cards, and more.
8. Bullishness — Compare stock brokers.
9. Dinkytown.net — Financial calculators.
10. Mint.com — The best free way to manage your money.
11. Motley Fool — Compare brokers.
12. NerdWallet.com — Compare credit cards.
13. Undebt.it — Snowball debt management.
Food
14. 5DollarDinners.com — Dinner for under 5 bucks.
15. DollarFriendlyMeals.com — Cheap meals.
16. FoodOnTheTable.com — Plan out weekly meals.
17. Get Drunk Not Broke — Find the cheapest booze.
18. HillbillyHouswife.com — Frugal recipes and other tips.
19. MarketNews.usda.gov — Find the market value of fruits and vegetables.
20. SuperCook.com — Search for recipes based on ingredients.
Deals and Coupons
21. CamelCamelCamel.com — Track prices on multiple sites.
22. Deal News — Where every day is Black Friday.
23. FatWallet.com — A well organized site with deals on everything.
24. GetInvisibleHand.com — Invisible hands gets you the lowest prices on shopping and flights guaranteed.
25. Inbox Dollar — You have to signup to get deals on top brands.
26. Krazy Coupon Lady — I think this title explains it.
27. Red Flag Deals — Deals for Canadians
28. RetailMeNot.com — The best deals online.
29. SlickDeals.com — Deals on mostly electronics.
30. Southern Savers — Where finding deals and steals is simple and rewarding.
31. Woot.com — A random deal each day.
Housing
32. PadMapper.com — Plots Craigslist, apartments.com, rent.com, and other sites onto one map for easy apartment searching.
33. Rentometer.com — Find the going rate for rentals in your area.
34. Zillow.com — Find houses and rentals.
Personal Finance Education
35. BetterMoneyHabits.com — Learn money habits from the creator of Khan Academy.
36. Investopedia.com — Learn how to invest.
37. MyMoney.gov — Your trusted source for financial information.
38. KhanAcademy.org — Banking and money lectures plus much, much more.
39. Wikinvest.com — A wiki on everything investing.
Purchases and Freebies
40. Amazon — The online store for everything.
41. ApplianceGuru.com — Save on home appliances.
42. Craigslist — Find cheap, used items around your area.
43. DealExtreme.com — Cool gadgets for cheap prices.
44. eBay.com — Online auction site.
45. FreeCycle.org — Reuse and keep stuff out of landfills.
46. FreePrintable.com — Print calendars, graph paper, games, invitations, and more.
47. F’ingHomepage.com (NSFW Language) — Top quality products everyday.
48. GovDeals.com — A liquidity services marketplace.
49. MobileSwap.org — Get someone to take your cellphone contract off your hands.
50. Monoprice.com — The best priced cables and cords.
51. Newegg.com — For cheap electronics.
52. PaperbackSwap.com — Swap books.
53. RockAuto.com — The best priced car parts.
54. ShopGoodwill.com — Goodwill’s auction site.
55. SwapTree.com — Trade items.
56. TextbookNova.com — Find free textbooks online.
57. ZenniOptical.com — Dirt cheap eyeglasses. 
Travel
58. AirfareWatchdog.com — Flight search aggregator.
59. CouchSurfing.org — Join the community, and find couches to crash on in cities across the world.
60. FuelMyRoute.com — Find the lowest gas prices on your travel route.
61. FreeCampsites.net — Find free campsites.
62. GasBuddy.com — Search local gas prices.
63. Kayak.com — Find the cheapest flights.
64. SkyScanner.net — Another flight search site.
65. TravelZoo.com — For the best travel packages.

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10 Habits to Help You Save Money

1. Only buy things if you can pay in cash. Use a credit card when you want, but only if you have the money to pay it off in that very moment. Do not fall down the credit card rabbit hole thinking you can pay off the debt later.
2. Transfer a portion of every paycheck into savings. Deposit ten to twenty percent from every paycheck to a savings account. Eventually, work your way up to a retirement fund and other investing avenues.
3. Pay bills immediately. Do not let bills linger to the point where you forget about them and accrue late fees (especially credit cards). Set up automatic bill pay online, so when you get your billing statement, the money is taken directly from your account.

4. Track your spending. Know where your money is going. Little transactions add up. Plan a month-to-month budget for all of your expenses and savings. Mint.com is a great tool for doing just that.
5. Ditch cable. There are plenty of cheap and free alternatives out there. Cable is unnecessary and expensive.
6. Wait a week before purchasing big priced items. Avoid the impulse buys. Waiting one week will give you the time to consider whether you really do need to spend money on your purchase.
7. Do not go grocery shopping when hungry. When you go to the grocery store hungry, not only do you buy more food than you need, but you buy unhealthy, expensive food. A full stomach will help you think clearly.
8. Commute via bicycle. Gas is only getting more expensive. Commuting via bicycle cuts down on gas costs and extends the life of your vehicle.
9. Cook more meals. Homemade meals cost a fraction of the price of restaurant meals. Buy healthy, and buy in bulk when you can. 
10. Drink more tap water. If you live in a developed country like the United States, chances are tap water is just as healthy (if not more so) than bottled water. It will save you money, it’s good for you, and you do not waste plastic by drinking it.

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